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Understanding Autism Symptoms and Awareness in Malaysia

Understanding Autism Symptoms and Awareness in Malaysia When do autism symptoms start to appear in children?   Autism Spectrum Disorder (ASD) is a  neurodevelopmental disorder  that impacts an individual’s behavior, communication, and social skills. The behavioral  symptoms  of ASD often appear early in development. Many children show symptoms of autism by  12 months to 18 months  of age or earlier. Symptoms of Autism     Often, someone with autism may have some degree of communication difficulty affecting social interactions.  This may be expressive – they may have problems with speaking, non-verbal communication, eye contact, or making themselves understood; or receptive – finding it difficult to understand other people, in particular reading emotions, subtext, or indirect communication .  Many people with autism have a particular love of routine and order, and some find it distressing when these routines are disturbed . Some early signs of autism include: Problems with Eye Contact :

Issue of medical claims inflation in Malaysia

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There are several considerations to address the issue of medical claims inflation in Malaysia: Transparency of Medical Procedure Costs : There is a need to provide greater public transparency of the various costs of medical procedures. This can be achieved through the publication of reference benchmark costs for common medical procedures. This will enable patients, particularly those who are self-paying, to make well-informed decisions on their desired level of healthcare service and its associated costs. Co-payments or Deductibles in MHI Plans : The adoption of co-payments or deductibles in MHI plans can give policyholders more control over the costs of their healthcare decisions. These changes, which have also been observed in other countries such as Singapore and Australia, can have an important effect in capping the persistent increase in healthcare costs through better market discipline. Standardisation and Collection of Data : There is a need to facilitate the standardisation and

What is driving MHI claims inflation?

 There are several factors driving the inflation of medical and health insurance (MHI) claims in Malaysia: Longer Lifespan and Advanced Medical Care : Malaysians are living longer and have access to better and more advanced medical care. While this is a positive development, it naturally contributes to higher medical costs. Price Differentiation : There are anecdotal accounts of healthcare providers who engage in price differentiation, charging higher if a patient is insured. “Buffet Syndrome” : Policyholders seek to maximise the value of premiums paid and tend to utilise medical services with little incentive to consider the associated costs. This behavior contributes to escalating costs that are ultimately translated back into higher premiums. Hospital Supplies and Services : Insurance claims data analysed over 2013 to 2018 show that hospital supplies and services form the largest component of claims costs and is one of the main factors driving the increase in hospital charges. These

Managing Medical Claims Inflation

 The rise in demand for medical and health insurance and takaful (MHI) in Malaysia is indeed a significant trend. This demand has been driven by the growing availability of private healthcare treatment as an alternative to public hospitals 1 . In 2019, MHI accounted for 15.5% of total gross premiums in the life insurance and family takaful sector 1 . However, the cost of medical care in Malaysia has been reported to be rising above the global average and is among the highest in Southeast Asia 1 . Between 2016 and 2019, MHI claims grew by 11.6% a year, outstripping the increase in premiums, which grew on average by 9.5% a year 1 . This trend has increased pressure on the underwriting performance of MHI providers 1 . In that four-year period, 96 MHI products were repriced, affecting 4.5 million policies 1 . This is a concern as more expensive premiums make coverage increasingly unaffordable to many 1 . To manage this situation, it’s important for MHI providers to carefully consider their

AI debating on freedom, violence and world peace

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  Moderator: Welcome to the debate club, where we discuss and debate various topics of interest and importance. Today’s topic is: Does freedom always lead to violence, and does world peace mean the suppression of all human nature? We have two speakers who will present their views and arguments on this issue. On the affirmative side, we have Alice, who believes that freedom always leads to violence, and that world peace means the suppression of all human nature. On the negative side, we have Bob, who believes that freedom always prevents violence, and that world peace means the expression of all human nature. Each speaker will have five minutes to make their opening statement, followed by three minutes of cross-examination by the other speaker. Then, each speaker will have two minutes to make their closing statement. The audience will then vote for the winner of the debate. Let’s begin with Alice’s opening statement. Alice: Thank you, moderator. Ladies and gentlemen, I am here to argu

A syllabus for learning Python programming

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  This is a syllabus for learning Python programming for you. Python is a popular and versatile programming language that can be used for various purposes, such as data analysis, web development, automation, and more. Learning Python can be fun and rewarding, but it also requires time and practice. Here is a possible syllabus for learning Python in a month, assuming you can spend 2 hours per week on it. Week 1: Introduction to Python Learn the basic syntax and concepts of Python, such as variables, data types, operators, expressions, and statements. Learn how to use Python’s built-in data structures, such as strings, lists, tuples, dictionaries, and sets. Learn how to use Python’s control flow tools, such as if, else, elif, for, while, break, continue, and pass. Learn how to write and call your own functions, and how to use parameters and arguments. Practice writing simple Python programs that perform basic tasks, such as calculating the area of a circle, reversing a string, or countin

Tithes

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Deuteronomy 14 Tithes 22  “You shall tithe all the yield of your seed that comes from the field year by year.  23  And before the  Lord  your God, in the place that he will choose, to make his name dwell there,  you shall eat the tithe of your grain, of your wine, and of your oil,  and the firstborn of your herd and flock,  that you may learn to fear the  Lord  your God always.  24  And if the way is too long for you, so that you are not able to carry the tithe, when the  Lord  your God blesses you, because  the place is too far from you, which the  Lord  your God chooses, to set his name there,  25  then you shall turn it into money and bind up the money in your hand and go to the place that the  Lord  your God chooses  26  and spend the money for whatever you desire—oxen or sheep or wine or strong drink, whatever your appetite craves. And  you shall eat there before the  Lord  your God and rejoice, you and your household.  27  And you shall not neglect  the Levite who is within your