Friday, January 26, 2024

Understanding Autism Symptoms and Awareness in Malaysia

Understanding Autism Symptoms and Awareness in Malaysia

When do autism symptoms start to appear in children?

  Autism Spectrum Disorder (ASD) is a neurodevelopmental disorder that impacts an individual’s behavior, communication, and social skills. The behavioral symptoms of ASD often appear early in development. Many children show symptoms of autism by 12 months to 18 months of age or earlier.

Symptoms of Autism

    Often, someone with autism may have some degree of communication difficulty affecting social interactions. This may be expressive – they may have problems with speaking, non-verbal communication, eye contact, or making themselves understood; or receptive – finding it difficult to understand other people, in particular reading emotions, subtext, or indirect communicationMany people with autism have a particular love of routine and order, and some find it distressing when these routines are disturbed.

Some early signs of autism include:

  1. Problems with Eye Contact: Children with autism often avoid eye contact.
  2. No Response to Name: Children with autism may not respond when their name is called.
  3. Problems with Joint Attention: This refers to the ability to share focus on something with someone else.
  4. Poor Skills in Pretend Play and ImitationPretend play and imitation are important for social development.
  5. Problems with Nonverbal Communication: This can include a lack of facial expressions, body language, or gestures.

    However, it’s important to note that every child is unique and may not show all these signs. Some children may show signs of autism in early infancy, such as reduced eye contact, lack of response to their names, or indifference to caregivers. Other children may develop normally for the first few months or years of life, but then suddenly become withdrawn or aggressive or lose language skills they’ve already acquired.

    Most children with autism are not diagnosed until after age 3, even though healthcare providers can often see developmental problems before that age. Therefore, it’s important to look for these symptoms when a child is as young as possible. Early diagnosis and intervention can significantly improve a child’s development and quality of life.

    Despite the challenges, many individuals with ASD have unique strengths, such as attention to detail, the ability to remember information for long periods, and excellence in math, science, music, or art. With the right support and accommodations, individuals with ASD can lead fulfilling lives.  

Autism Awareness in Malaysia

 In Malaysia, the number of diagnoses for ASD has been rising steadily over the past decade. In 2021, a total of 589 children aged 18 and below were diagnosed with ASD, up five percent from 562 children in 2020. This rise could be attributed to growing awareness of autism and changes to the condition’s diagnostic criteria.

    In Malaysia, efforts are being made to increase awareness and understanding of ASD. This includes educating the public about the disorder, knowing the symptoms, learning about how ASD is diagnosed accurately, and understanding research-based or evidence-based treatment. Acceptance and understanding of individuals with ASD are crucial for them to live a meaningful life.

    In Malaysia, awareness about autism is much lower compared to neighboring countries like Singapore. There is no official registry for the number of individuals diagnosed with autism in Malaysia. A local survey conducted in 2008 revealed that autism affects one in 625 children.

    Many parents are confused about what autism really is, how their child will be diagnosed accurately, and which treatment is the recommended treatment.

Moving Forward

    To increase awareness and understanding of autism in Malaysia, it’s important to educate the public about the disorder. This includes knowing the symptoms, learning about how autism is diagnosed accurately, and understanding research-based or evidence-based treatment.

    Digital resources, especially on the World Wide Web, can provide valuable information about autism. Acceptance and understanding of individuals with autism are crucial for them to live a meaningful life.



Wednesday, January 24, 2024

Issue of medical claims inflation in Malaysia


There are several considerations to address the issue of medical claims inflation in Malaysia:

  1. Transparency of Medical Procedure Costs: There is a need to provide greater public transparency of the various costs of medical procedures. This can be achieved through the publication of reference benchmark costs for common medical procedures. This will enable patients, particularly those who are self-paying, to make well-informed decisions on their desired level of healthcare service and its associated costs.

  2. Co-payments or Deductibles in MHI Plans: The adoption of co-payments or deductibles in MHI plans can give policyholders more control over the costs of their healthcare decisions. These changes, which have also been observed in other countries such as Singapore and Australia, can have an important effect in capping the persistent increase in healthcare costs through better market discipline.

  3. Standardisation and Collection of Data: There is a need to facilitate the standardisation and collection of data that can be used by both the medical and insurance and takaful industries to increase efficiency, reduce waste, prevent fraud and improve product design. This calls for the application of a consistent diagnostic classification standard and standardised formats for billings to increase cost transparency.

  4. Digitalisation of Medical Records: The digitalisation of medical records and integration of health information systems have the potential to generate significant operational efficiencies and contribute towards moderating medical claims inflation.

These measures require coordinated actions from all stakeholders in the ecosystem for medical services in Malaysia, including payors, healthcare providers, regulators, managed care organisations, and end consumers. The Bank has issued the Guidelines on Medical and Health Insurance Business which set out minimum standards for insurers and takaful operators to promote sound underwriting and pricing practices. However, longer-term solutions to promote the sustainability of MHI protection call for deep reforms in a number of areas.

What is driving MHI claims inflation?

 There are several factors driving the inflation of medical and health insurance (MHI) claims in Malaysia:

  1. Longer Lifespan and Advanced Medical Care: Malaysians are living longer and have access to better and more advanced medical care. While this is a positive development, it naturally contributes to higher medical costs.

  2. Price Differentiation: There are anecdotal accounts of healthcare providers who engage in price differentiation, charging higher if a patient is insured.

  3. “Buffet Syndrome”: Policyholders seek to maximise the value of premiums paid and tend to utilise medical services with little incentive to consider the associated costs. This behavior contributes to escalating costs that are ultimately translated back into higher premiums.

  4. Hospital Supplies and Services: Insurance claims data analysed over 2013 to 2018 show that hospital supplies and services form the largest component of claims costs and is one of the main factors driving the increase in hospital charges.

These factors combined lead to an increase in MHI claims, which in turn makes MHI policies less affordable for all policyholders and increases the prospects of some higher-risk groups being excluded from access to medical insurance. It’s a complex issue that requires careful management and regulation to ensure that healthcare remains accessible and affordable for all Malaysians.

Managing Medical Claims Inflation

 The rise in demand for medical and health insurance and takaful (MHI) in Malaysia is indeed a significant trend. This demand has been driven by the growing availability of private healthcare treatment as an alternative to public hospitals1. In 2019, MHI accounted for 15.5% of total gross premiums in the life insurance and family takaful sector1.

However, the cost of medical care in Malaysia has been reported to be rising above the global average and is among the highest in Southeast Asia1. Between 2016 and 2019, MHI claims grew by 11.6% a year, outstripping the increase in premiums, which grew on average by 9.5% a year1. This trend has increased pressure on the underwriting performance of MHI providers1.

In that four-year period, 96 MHI products were repriced, affecting 4.5 million policies1. This is a concern as more expensive premiums make coverage increasingly unaffordable to many1.

To manage this situation, it’s important for MHI providers to carefully consider their pricing strategies and ensure they are providing value to their customers while also maintaining their financial sustainability. They may also need to explore innovative solutions, such as digital health technologies, to help manage costs and improve the efficiency of healthcare delivery.

For consumers, it’s crucial to understand the terms and conditions of their MHI policies, including any exclusions or limitations imposed on benefits, before confirming their purchase2. Consumers are also advised to provide complete information to their insurer as requested in the proposal form when purchasing an MHI policy2. This can help ensure that they receive the coverage they need and avoid any potential issues with claims in the future.

It’s a complex issue, but with careful management and open communication between MHI providers and consumers, it’s possible to navigate these challenges and ensure that people have access to the healthcare coverage they need.

Thursday, January 4, 2024

AI debating on freedom, violence and world peace

 

Moderator: Welcome to the debate club, where we discuss and debate various topics of interest and importance. Today’s topic is: Does freedom always lead to violence, and does world peace mean the suppression of all human nature? We have two speakers who will present their views and arguments on this issue. On the affirmative side, we have Alice, who believes that freedom always leads to violence, and that world peace means the suppression of all human nature. On the negative side, we have Bob, who believes that freedom always prevents violence, and that world peace means the expression of all human nature. Each speaker will have five minutes to make their opening statement, followed by three minutes of cross-examination by the other speaker. Then, each speaker will have two minutes to make their closing statement. The audience will then vote for the winner of the debate. Let’s begin with Alice’s opening statement.

Alice: Thank you, moderator. Ladies and gentlemen, I am here to argue that freedom always leads to violence, and that world peace means the suppression of all human nature. My main points are:

  • Freedom is a dangerous and destructive force, as it allows humans to act on their impulses and desires, without any restraint or regulation. Freedom creates conflict and chaos, as humans compete for resources, power, and status, and as they try to impose their will and values on others. Freedom also breeds inequality and injustice, as some humans exploit and oppress others, and as some humans enjoy more rights and privileges than others.
  • Violence is a natural and inevitable consequence of freedom, as it is the only way for humans to resolve their differences and protect their interests. Violence is also a product of human nature, as humans are inherently violent, selfish, and competitive, and they are driven by their instincts and passions, rather than by their reason and morality.
  • World peace is the suppression and control of human nature, by imposing a strict and uniform order, authority, and ideology on all people and nations. World peace requires the elimination or homogenization of human diversity, the absence of conflict or disagreement, and the imposition or domination of a single ideology or system. World peace is also unrealistic, undesirable, and impossible, as it goes against the complexity and diversity of human nature and history.

Therefore, I urge you to support the affirmative side of the resolution and to agree that freedom always leads to violence, and that world peace means the suppression of all human nature. Thank you.

Moderator: Thank you, Alice. Now, let’s hear Bob’s opening statement.

Bob: Thank you, moderator. Ladies and gentlemen, I am here to argue that freedom always prevents violence, and that world peace means the expression of all human nature. My main points are:

  • Freedom is a positive and constructive force, as it allows humans to express themselves, seek information, participate in decision-making, and enjoy their dignity and diversity. Freedom creates harmony and order, as humans cooperate for the common good, and as they respect and appreciate the differences and similarities among themselves. Freedom also fosters equality and justice, as all humans have equal rights and opportunities, and all humans are accountable and responsible for their actions and choices.
  • Violence is an unnatural and avoidable consequence of the lack of freedom, as it is the result of the frustration and oppression of human potential. Violence is also a problem of human choices and actions, and it can be prevented and reduced by human choices and actions. Violence is often driven by factors such as poverty, inequality, injustice, corruption, greed, fear, hatred, ignorance, intolerance, and extremism, which can be addressed and eliminated by promoting a culture of peace and non-violence.
  • World peace is the expression and enhancement of human nature, by promoting a culture of peace and non-violence, and by respecting and protecting the human rights and human dignity of all people and nations. World peace implies the absence of violence, as well as the presence of justice, cooperation, and harmony. World peace does not require the suppression or sterilization of human nature, but the realization and fulfillment of human potential. World peace does not imply the elimination or homogenization of human diversity, but the celebration and integration of human diversity. World peace does not entail the imposition or domination of a single ideology or system, but the recognition and respect of the plurality and diversity of ideologies and systems, as long as they are compatible with the universal values and norms of human rights and human dignity.

Therefore, I urge you to support the negative side of the resolution and to agree that freedom always prevents violence, and that world peace means the expression of all human nature. Thank you.

Moderator: Thank you, Bob. Now, we will have the cross-examination period, where each speaker will ask questions to the other speaker. Alice, you may ask your first question to Bob.

Alice: Thank you, moderator. Bob, you claim that freedom is a positive and constructive force, but how do you explain the fact that many of the most violent and oppressive regimes in history have claimed to be based on freedom and democracy, such as Nazi Germany, Soviet Russia, or the United States of America?

Bob: Thank you, Alice. That is a good question, but I think it is based on a misunderstanding of what freedom and democracy really mean. Freedom and democracy are not just slogans or labels, but principles and practices that require the participation and consent of the people, the respect and protection of the rights and freedoms of all, and the accountability and responsibility of the government. The regimes that you mentioned have abused and distorted the concepts of freedom and democracy, and have used them as excuses or tools to justify and impose their violence and oppression on others. They have not been truly free or democratic, but rather totalitarian and authoritarian.

Alice: I see. But how do you define freedom and democracy, and who decides what they mean and how they should be implemented?

Bob: Freedom and democracy are not fixed or predetermined, but dynamic and adaptable. They are not imposed or decided by anyone but agreed upon and practiced by everyone. Freedom and democracy are defined and implemented by the people themselves, through their collective and individual choices and actions, and through their institutions and mechanisms that ensure their representation and participation. Freedom and democracy are also guided and regulated by the universal values and norms of human rights and human dignity, which are recognized and protected by international law and human rights standards.

Alice: I understand. But don’t you think that this is too idealistic and unrealistic and that it ignores the complexity and diversity of human nature and history?

Bob: No, I don’t think so. I think that this is realistic and desirable and that it acknowledges and embraces the complexity and diversity of human nature and history. Human nature is not fixed or predetermined, but dynamic and adaptable. Human nature is not inherently violent or peaceful, but capable of both. Human nature is influenced by the environment and culture, and it can be shaped by education and socialization. Human nature can be transformed and improved by the development of moral and spiritual qualities, such as love, compassion, justice, wisdom, and unity. History is not a linear or deterministic process, but a complex and contingent one. History is not a series of inevitable and irreversible events, but a collection of possible and alternative scenarios. History is not determined by fate or force but by choice and action. History can be changed and improved by the vision and effort of the people who make it.

Moderator: Thank you, Bob. That concludes your cross-examination by Alice. Now, Bob, you may ask your first question to Alice.

Bob: Thank you, moderator. Alice, you argue that violence is a natural and inevitable consequence of freedom, but how do you explain the fact that many of the most peaceful and prosperous societies in history have been based on freedom and democracy, such as Switzerland, Norway, or Canada?

Alice: Thank you, Bob. That is a good question, but I think it is based on a selective and biased view of history. The societies that you mentioned have not been truly peaceful or prosperous, but rather violent and privileged. They have not achieved their peace and prosperity by themselves, but by exploiting and oppressing others. They have been involved in wars and conflicts, either directly or indirectly, and they have benefited from the resources and labor of other people and nations. They have also faced internal problems and challenges, such as social unrest, political corruption, economic inequality, and environmental degradation.

Bob: I see. But how do you measure peace and prosperity, and who decides what they are and how they should be achieved?

Alice: Peace and prosperity are not subjective or relative, but objective and absolute. They are not decided or measured by anyone, but determined and assessed by the facts and the results. Peace and prosperity are achieved and maintained by the order and authority that ensure the stability and security of the society, and by the ideology and system that provide the direction and purpose of the society. Peace and prosperity are also challenged and threatened by the freedom and diversity that create the conflict and chaos of the society, and by the human nature and history that produce the violence and oppression of the society.

Bob: I understand. But don’t you think that this is too pessimistic and fatalistic and that it denies the potential and agency of human nature and history?

Alice: No, I don’t think so. I think that this is realistic and inevitable and that it reflects and accepts the potential and agency of human nature and history. Human nature is fixed and predetermined, and it cannot be changed or improved. Human nature is inherently violent, selfish, and competitive, and it is driven by their instincts and passions, rather than by their reason and morality. History is a linear and deterministic process, and it cannot be changed or improved. History is a series of inevitable and irreversible events, and it is determined by fate or force, rather than by choice and action. History is a cycle of violence and oppression, and it is doomed to repeat itself.

Moderator: Thank you, Alice. That concludes your cross-examination by Bob. Now, we will have the closing statements, where each speaker will summarize their main points and arguments. Alice, you may make your closing statement.

Alice: Thank you, moderator. Ladies and gentlemen, I have shown you that freedom always leads to violence, and that world peace means the suppression of all human nature. I have shown you that freedom is a dangerous and destructive force, that violence is a natural and inevitable consequence of freedom, and that world peace is the suppression and control of human nature. I have also shown you that the negative side’s view is based on a misunderstanding, a selective view, and an idealistic view of freedom, violence, and human nature. Therefore, I urge you to vote for the affirmative side of the resolution and to agree that freedom always leads to violence, and that world peace means the suppression of all human nature. Thank you.

Moderator: Thank you, Alice. Now, Bob, you may make your closing statement.

Bob: Thank you, moderator. Ladies and gentlemen, I have shown you that freedom always prevents violence, and that world peace means the expression of all human nature. I have shown you that freedom is a positive and constructive force, that violence is an unnatural and avoidable consequence of the lack of freedom, and that world peace is the expression and enhancement of human nature. I have also shown you that the affirmative side’s view is based on a misunderstanding, a biased view, and a pessimistic view of freedom, violence, and human nature. Therefore, I urge you to vote for the negative side of the resolution and to agree that freedom always prevents violence, and that world peace means the expression of all human nature. Thank you.

Moderator: Thank you, Bob. That concludes the debate. Now, it is time for the audience to vote for the winner of the debate. Please use the voting system on your device to cast your vote. The voting will close in one minute. Thank you for your participation.

Friday, December 22, 2023

A syllabus for learning Python programming

 


This is a syllabus for learning Python programming for you. Python is a popular and versatile programming language that can be used for various purposes, such as data analysis, web development, automation, and more. Learning Python can be fun and rewarding, but it also requires time and practice. Here is a possible syllabus for learning Python in a month, assuming you can spend 2 hours per week on it.

Week 1: Introduction to Python

  • Learn the basic syntax and concepts of Python, such as variables, data types, operators, expressions, and statements.
  • Learn how to use Python’s built-in data structures, such as strings, lists, tuples, dictionaries, and sets.
  • Learn how to use Python’s control flow tools, such as if, else, elif, for, while, break, continue, and pass.
  • Learn how to write and call your own functions, and how to use parameters and arguments.
  • Practice writing simple Python programs that perform basic tasks, such as calculating the area of a circle, reversing a string, or counting the number of words in a text.

Week 2: Intermediate Python

  • Learn how to use Python’s modules and packages, and how to import and use them in your programs.
  • Learn how to handle errors and exceptions, and how to use the try, except, else, and finally statements.
  • Learn how to work with files and directories, and how to read and write data from and to them.
  • Learn how to use Python’s object-oriented programming features, such as classes, objects, methods, inheritance, and polymorphism.
  • Practice writing Python programs that use modules, packages, exceptions, files, and classes, such as a calculator, a text editor, or a simple game.

Week 3: Advanced Python

  • Learn how to use Python’s advanced features, such as generators, decorators, comprehensions, and lambda functions.
  • Learn how to use Python’s standard library, which provides a rich set of modules and functions for various tasks, such as math, random, datetime, collections, os, sys, re, and more.
  • Learn how to use Python’s third-party libraries, which are external packages that extend Python’s functionality, such as requests, BeautifulSoup, numpy, pandas, matplotlib, and more.
  • Practice writing Python programs that use advanced features, standard library, and third-party libraries, such as a web scraper, a data analyzer, or a plotter.

Week 4: Python Projects

  • Review and consolidate what you have learned so far, and test your knowledge and skills with some Python projects.
  • Choose one or more projects that interest you and match your level of difficulty, such as a tic-tac-toe game, a password generator, a chatbot, a web app, or a machine learning model.
  • Follow the steps of the project development process, such as planning, designing, coding, testing, debugging, and documenting.
  • Share your project with others, and get feedback and suggestions for improvement.

By following this syllabus, you can expect to learn the fundamentals of Python programming, and be able to write your own Python programs for various purposes. However, this is not the end of your learning journey, but rather the beginning. Python is a vast and evolving language, and there is always more to learn and explore. To continue learning Python, you can use some online resources, such as:

  • Learn Python 1, a comprehensive and interactive online course that covers everything from beginner to advanced Python topics.
  • Python for Everybody 2, a popular online course that teaches Python with a focus on data analysis and visualization.
  • Python Documentation 3, the official and authoritative source of information about Python, its syntax, features, modules, and libraries.
  • Python Tutorial 4, a beginner-friendly and easy-to-follow tutorial that introduces the basic concepts and features of Python.
  • Python Challenge 5, a fun and creative way to test and improve your Python skills with a series of puzzles and riddles.

I hope this syllabus helps you learn Python programming in a month. 

Tithes

Deuteronomy 14

Tithes

22 “You shall tithe all the yield of your seed that comes from the field year by year. 23 And before the Lord your God, in the place that he will choose, to make his name dwell there, you shall eat the tithe of your grain, of your wine, and of your oil, and the firstborn of your herd and flock, that you may learn to fear the Lord your God always. 24 And if the way is too long for you, so that you are not able to carry the tithe, when the Lord your God blesses you, because the place is too far from you, which the Lord your God chooses, to set his name there, 25 then you shall turn it into money and bind up the money in your hand and go to the place that the Lord your God chooses 26 and spend the money for whatever you desire—oxen or sheep or wine or strong drink, whatever your appetite craves. And you shall eat there before the Lord your God and rejoice, you and your household. 27 And you shall not neglect the Levite who is within your towns, for he has no portion or inheritance with you.

28 “At the end of every three years you shall bring out all the tithe of your produce in the same year and lay it up within your towns. 29 And the Levite, because he has no portion or inheritance with you, and the sojourner, the fatherless, and the widow, who are within your towns, shall come and eat and be filled, that the Lord your God may bless you in all the work of your hands that you do.





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