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如果有人願意現在付你 1 萬美元，換取你未來的 1％ 所得。你願意嗎？你不僅僅要考慮職務變化，例如會不會高升至高階主管？會不會因為換工作致富？又或是會窮困潦倒？也要考慮未來的經濟趨勢，精算師思維中最關鍵的技巧就是「現值法」。 如何用精算師的思維去思考、工作，並且規劃出你的人生藍圖，做出總總大大小小的決策？

最好的效率就是说尽量用最少的付出换取最大的收益，是吗？ 最近看到的一句话“当宣教被增长所定义” 人数的增长定义了宣教的成与败。 最近，一年一度的政府大学新生又要报到了。每年我们教会都会去做接待的事项，比如新生第一个落脚处，带新生去认识这个新环境，给他们讲学校的事，等等。 随着几年的过去，校方对接待新生越来越有经验，非常的细心，那绝对减轻教会服侍的工作量。从以前一下飞机教会就得接新生，安排他们吃，住，行，到报到当天，帮新生把行李送到他们orientation暂时的宿舍直到orientation week 结束，帮他们搬到新宿舍，一系列的事项的确让服侍者累，而且随时需要应对突发状况比如生病啊，ic 不见啊，行李不见啊，穿错报到的 dress code 啊，宿舍没水啊，还有一些自己安排报到行程的新生临时说找不到酒店啊，找不到哪一个报道地点啊，等等等等。校方都在这些事情下功夫解决了。教会接待的服侍慢慢从解决这些问题到如何把新生安全送到学校手中，和更多精力的为过后的迎新日活动做准备。越来越有效率了吧。 值得思考的问题在于。教会在迎新日服侍中要扮演什么角色。这点可以从新生为什么找教会探讨？难道只是为了解决人生地不熟的环境问题吗。那么久了到时这里有熟悉的朋友和环境了就不需要去教会了咯。还是家长说每个礼拜都必须去崇拜所以孩子必须找教会。那么家长都不在身边了，还管得住孩子无拘无束精彩的大学生活吗。 耶稣说他是好牧人好牧人认识他的羊，他的羊也认识他。若教会是基督的肢体当让他的羊认出祂。那么教会活动和其他课外活动／团体应该要有什么分别呢？ 约13:35 你们若有彼此相爱的心、众人因此就认出你们是我的门徒了。 那么迎新会是要帮助新生解决到学校的问题呢还是要预备一个累了就想回的家给新生。让他们愿意来到这里有机会聆听神的话。 许多新生尤其是家里排行最大的，第一次离家，父母都免不了牵肠挂肚，许多不辛劳苦，拿假期，买机票，都要陪孩子来报到。可能在我们看来会觉得怎么那么不放心啊，孩子大了自然要离开，要独立。家长在孩子的电话中知道教会有为他们安排确实会放心，就算是非信徒听孩子有教会照顾也必会放心。 那么教会的角色是要做 1有什么事情第一个想到教会呢还是 2自己先解决问题，不行没办法才找教会呢 3还是择中教会帮会助你遇到什么问题要找哪一方解决，没办法才做你最后的帮助。 应该没有教会会选2吧。若在资源充足

It's important to note that life priorities can shift over time, and what is important to one person may not be important to another. It's also possible to have multiple priorities that are equally important, and balancing these priorities can be a challenge. Life priorities can vary from person to person depending on their values, beliefs, and goals. However, some common life priorities that many people may have include: Health: This can include physical, mental, and emotional health, and may involve prioritizing exercise, healthy eating, regular check-ups, and self-care. Relationships: Building and maintaining strong relationships with family, friends, and romantic partners can be a key priority for many people. Career: Achieving career success, fulfillment, and financial stability may be a priority for some people. Personal growth and development: Many people prioritize personal growth, learning, and development through activities such as reading, attending workshops, o

  基督徒如何宽恕如犹大般的背叛？ 基督教教导信徒要像耶稣基督一样宽恕，并教导信徒要为他人的过错而宽恕他人。在圣经中，耶稣告诉门徒要宽恕别人，就像上帝宽恕他们一样。在马太福音18:21-22中，耶稣说：“彼得进前来，问耶稣说：‘主啊，我弟兄得罪我，我当饶恕他几次？到七次可以吗？’ 耶稣说：‘我对你说，不是到七次，而是到七十个七次。’” 当我们经历类似于犹大般的背叛时，宽恕可能是一项非常困难的任务。但是，基督徒应该努力去宽恕并向上帝祷告，寻求祂的帮助。以下是一些可以帮助基督徒宽恕如犹大般的背叛的建议： 基于耶稣的教导和榜样，意识到宽恕是基督徒的责任，并且宽恕不是仅限于我们的个人利益，而是为了让我们与上帝建立更亲密的关系。 找到一个支持你的圣经教会或小组，与你的信仰家人和朋友分享你的经历，他们可以帮助你通过祈祷和神的话语寻求力量和平。 通过祷告和沉思来与上帝联系，向祂寻求力量和智慧，并寻求上帝的帮助来宽恕犯错的人。 学会宽容和接纳自己的情感，以及学会从痛苦中恢复。尽管宽恕是重要的，但这并不意味着必须忘记自己的感受。 接受犯错的人对自己所做的事的责任，并尽可能地与他们建立联系。同时，学会设立边界，以确保自己不再受到伤害。 总之，宽恕是基督徒信仰的核心，并且它不是一件容易的事情。然而，通过祷告、圣经的教导、教会的支持和自我反省，我们可以找到力量和智慧去宽恕并与犯错的人和解。 如果耶稣没有宽恕犹大，可能会给人留下不同的印象，但是耶稣在面对犹大的背叛时，表现出了宽恕和怜悯。在《路加福音》22章中，耶稣在最后的晚餐时就已经预示了自己将被卖，他也明白犹大所做的事情是为了完成神的旨意（约翰福音13:27）。因此，虽然犹大的行为背叛了耶稣，但耶稣仍然选择宽恕他。 耶稣的宽恕教导并不是基于他人的行为，而是基于上帝的爱和恩典。耶稣在十字架上为我们的罪赎了命，这是上帝向我们所赐予的最伟大的恩典。因此，当我们受到他人的伤害时，我们可以像耶稣一样选择宽恕他们，而不是出于对他们的行为的理解和同情，而是基于上帝的爱和赐予我们的恩典。 耶稣所做的并不是要我们模仿他的行为，而是要我们学习他的心态和信仰，像他一样去理解和宽恕他人。基督徒应该通过祈祷、阅读圣经、参与教会等途径，寻求上帝的帮助和力量，去学习如何宽恕和如何与犯错的人和解。 以下是一些圣经中关于宽恕的经文： 马太福音 6:14-15： 因为你们若

"What is the meaning of life?" This is a philosophical question that has puzzled humans for centuries, and it is difficult to provide a single, definitive answer. "What is the best way to raise a child?" This is a question that involves a lot of subjective opinions and contextual understanding, such as the cultural background, family dynamics, and the specific needs of the child. "What is the most beautiful piece of music?" Beauty is in the eye of the beholder, and what one person finds beautiful may not be the same for someone else. "What is the funniest joke?" Similar to the previous example, what one person finds funny may not be the same for someone else. Moreover, humor can be very subjective and culturally-dependent. "What should be done to resolve the conflict between two countries?" This is a complex political question that involves many factors, such as history, geography, culture, and the interests of the involved parties. The

Light and shadow are interrelated concepts that depend on the presence of each other to exist. Shadow is created when an object blocks the path of light, causing darkness or a shaded area to form behind the object. Without light, there can be no shadow, as there would be no source of illumination to create the contrast between light and darkness. Conversely, light can exist without shadow in certain circumstances, such as in a completely unobstructed space where no objects are present to cast shadows. However, in most environments where objects are present, light and shadow will coexist and depend on each other to be perceptible to the human eye. Metaphorically, the concepts of light and shadow can also be used to describe the balance between positive and negative aspects of life. Just as light and shadow are necessary for each other's existence, some argue that the existence of both positive and negative experiences is necessary for a person's growth and development. Can there

Technically, a shadow is created when an object blocks the path of light, causing darkness or a shaded area to form behind the object. Without a source of light, such as a lamp, the sun, or another form of illumination, there can be no shadow. In some cases, a shadow might appear to exist without a source of light, but in reality, there is always some form of light present. For example, in a dimly lit room, objects might appear to cast shadows even if the light source is not immediately apparent. In such cases, there is still some form of illumination present, even if it is not strong enough to be immediately noticeable. In summary, while the concept of shadow might seem to exist without light, in reality, some form of illumination is always required to create the contrast between light and darkness that is necessary for a shadow to be visible. The concepts of good and evil are often understood as opposites, and some philosophical and religious traditions suggest that one cannot exist