你是三国里的：关羽
In Asian culture, the idea of placing an elderly loved one in a nursing home may not be well-received. However, caring for an aging individual is a full-time commitment, and not everyone can stay at home and provide full-time care.
This is where the concept of assisted living comes into play, ensuring that the elderly person is comfortably cared for.
The average monthly cost for a semi-private room with basic care services is RM2000. A private room with professional and specialized healthcare provided by trained nurses and in-house doctors can cost up to RM8000 a month. Additional services like diapers may incur separate charges.
Monthly Costs:
Shared Room:
Walking, assistance with ADLs: RM2500 - RM 3500
Bed-ridden: RM2300 - RM 3300
Single Room:
Shared bathroom: RM3000 - RM 4000
Attached bathroom: RM3500 - RM 4500
Couple: RM4000 - RM 5000
Glove+Pad+Diapers: RM400
Lifestyle enrichment: RM200 -RM500
The prices cover 24-hour care, assistance and nursing, health check-ups, 5 meals a day, Astro TV, and laundry. All rooms are fully air-conditioned. Reflexology/massage or physiotherapy usually charges separately. Medical-related fees are charged separately and prices vary according to care and treatment.
On average, here’s how much you’ll spend in a year in a nursing home:
Multiple-sharing room: RM3000 x 12 = RM36000
Diapers: RM400 x 12 = RM4800
Medical check-up at a private hospital: RM1500
Medication & supplements: RM200 x 12 months = RM2400
Annual premium for medical insurance: RM6000
Lifestyle enrichment: RM500x12 months = RM6000
Total: RM56700
Please note that these costs are estimates and the actual costs may vary.
Do comment and help find out the extra cost which I might missed out.
Suppose you’re aging gracefully with no significant health issues, but you might need some help with household chores, which would require hiring a maid. You’ve settled your mortgage and car loan and have no outstanding debts, and you wish to lead a simple lifestyle.
Here’s an estimate of your average yearly expenses in today’s value:
However, this is a very cautious estimate and overlooks many of the complications associated with aging.
It simply presumes that the elderly individual can live semi-independently with minimal assistance. But that’s not always the case.
As we get older, our mental and physical health declines, and there may come a time when living alone is no longer feasible. That’s when assisted living becomes necessary.
Raising a child is a journey of love, joy, and learning. When the child is diagnosed with Autism Spectrum Disorder (ASD), the journey takes on a unique path filled with both challenges and triumphs. In Malaysia, one of the most significant concerns for families is often the financial aspect. However, amidst the challenges, there is hope, support, and a community ready to lend a helping hand.
Every child’s needs are unique, and so are the costs associated with their care. From therapy sessions and special education to medical care and assistive technology, the expenses can add up. But remember, this journey is not just about numbers. It’s about ensuring your child receives the love, care, and opportunities they deserve.
You are not alone on this journey. Malaysia is home to numerous resources and support systems ready to assist you. Government assistance programs, non-profit organizations, and community support groups offer invaluable help. These resources can lighten the financial burden and provide emotional support, guidance, and a sense of community.
Numerous resources and support systems are available in Malaysia to lighten the financial burden and provide invaluable assistance:
While managing the financial aspects is crucial, the journey of raising an autistic child extends far beyond numbers. It’s about weaving a network of support, both online and offline. It’s about connecting with experienced parents, autism advocates, and professionals who can offer guidance, share their experiences, and provide emotional support.
Pinpointing an exact cost is challenging, as every child's needs and the chosen support options differ. However, here's a glimpse into the potential expenses:
Raising an autistic child in Malaysia can be overwhelming, but with careful planning, utilizing available resources, and embracing a supportive network, you can navigate the challenges and celebrate the triumphs. This journey, though filled with obstacles, can also be incredibly enriching, bringing immense joy and a sense of purpose.
Remember, every child with ASD, regardless of financial constraints, deserves to thrive in a supportive and inclusive environment. Let us walk this path together, hand in hand, heart to heart. Because at the end of the day, this journey is about love, understanding, and acceptance. And together, we can make a difference.
In the realm of digital payments, e-wallets have become a go-to solution for many. In Malaysia, Boost is one such e-wallet that has gained traction, boasting over 7.5 million users and a wide network of merchant acceptance. But does it live up to the hype? Let’s delve into a detailed review:
Boost offers a cashless and hassle-free experience for everyday transactions. Whether it’s making payments, topping up, paying bills, or using features like gifting and QR code scanning, Boost makes it all a breeze.
With Boost, every transaction can be rewarding. Users can earn cashback, avail of exclusive deals, and participate in missions to earn additional rewards.
Boost is accepted at over 170,000 merchant touchpoints across Malaysia, making it a versatile choice for a variety of purchases.
The app is designed to be user-friendly, making it easy to navigate and understand, even for those who are not tech-savvy.
Boost allows users to link their accounts to online shopping platforms and other apps, adding to the convenience.
When compared to some of its competitors, Boost falls short in offering features like savings accounts, investments, or cryptocurrency options.
Some users have reported occasional glitches, bugs, and slow processing times, particularly during peak hours.
The terms and conditions of cashback offers and promotions can be confusing, with different rates and hidden exclusions, which may lower the perceived value.
Some users have reported difficulties in reaching customer service or experiencing slow response times when seeking assistance.
Sharing financial and usage data through the app raises concerns for some users, despite assurances of data security.
Boost offers a convenient and rewarding experience for everyday transactions in Malaysia. However, it does have its limitations in terms of financial features, app performance, and potential data privacy concerns.
Before choosing Boost, consider your priorities and usage needs. Explore other e-wallet apps to find the one that best suits your needs and preferences. Look at the app store and online reviews to gain real-world insights into Boost’s user experience. Understand the terms and conditions of promotions and missions to maximize cashback and reward potential. Lastly, prioritize data security and be mindful of the data you share through the app.
In conclusion, Boost can be a valuable tool for cashless transactions and occasional rewards in Malaysia. However, being aware of its limitations and exploring alternative options is crucial for making the right choice for your digital wallet needs.
Here are the references for the Boost e-wallet app review:
Autism Spectrum Disorder (ASD) is a complex neurodevelopmental disorder that affects social interaction, communication, interests, and behavior. In Malaysia, the journey towards an autism diagnosis can be a challenging one, especially for families with young children.
Bringing children to clinics or hospitals for autism risk checkups can expose them to potential pathogens and sick individuals, especially in crowded waiting rooms. This can be a concern for children with weak immune systems or sensitivities. The child on the spectrum may be distressed not only during the visit but for days (or even weeks) before. Challenging behaviors during the visit (due to anxiety, not intentional) can prevent healthcare providers from conducting a thorough evaluation and may make it difficult for parents to ask questions or to express their concerns.
The time and effort required for this process can be particularly challenging for families with working parents. Balancing work commitments with the need to attend multiple appointments can be difficult. For young children, the unfamiliar environments and routines associated with these visits can also be stressful.
In addition to traditional diagnostic methods, there are alternative tools available that can help with early autism detection. One such tool is the Autism Virtual Early Screening Tool (AVEST) by Angsana Health. AVEST is a video-enabled screening tool designed to help parents assess the risk of Autism Spectrum Disorder in their children. It offers the option of undergoing the screening from the comfort and safety of your own home. This can be particularly beneficial for busy families, reducing the need for multiple clinic visits and long waiting times.
While the journey towards an autism diagnosis can be challenging, remember that you are not alone. There are resources and support available to help you navigate this process. With planning, support, self-care, and the use of innovative tools like AVEST, it’s possible to manage the demands of this journey while also taking care of your family’s needs.
Here are some of the references:
